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Financial Aid

  • Direct GradPLUS Loan Application Instructions

    August 11, 2022

    * Be certain to read this entire page of instructions prior to clicking the application link Personal Information FSA User name and password Permanent mailing…

  • What Every Graduate Should Know About LIPP!

    August 11, 2022

    We urge all students to become familiar with the LIPP program. While many students know at graduation that they want to apply for LIPP and…

  • Understanding Your Loans

    August 11, 2022

    Below is a summary of the general loan guidelines and repayment details. You should always refer to your promissory note and to your lender’s web site…

  • Repaying Your Student Loans

    August 11, 2022

    In order to begin repayment you first have to know what loans you have borrowed and to whom you will be making payments to. There…

  • Locating Your Borrowing History

    August 11, 2022

    How do I know what loans I have and who I’m supposed to repay? There are four resources for you: Your HLS Borrowing History

  • Borrower Benefits and Options

    August 11, 2022

    Your federal loans come with some built in benefits. Don’t be shy about using them in time of need. Loan Deferment Federal loan deferment is used…

  • 3L Student Loan Repayment Sessions

    August 11, 2022

    Every graduating J.D. student who has borrowed federal and/or private loans is required to have a 3L Student Loan Repayment meeting with representatives from Student…

  • Request a Federal Direct Unsubsidized Loan

    August 11, 2022

    Domestic Students who complete a FAFSA during the financial aid application process are automatically eligible for a Federal Direct Unsubsidized loan and will see it…

  • HLS Loans: Signing Instructions

    August 11, 2022

    Please note, you will need to wait for an email from WebmasterECSI before attempting to e-sign your HLS loans. Harvard uses a loan signing system for HLS

  • Bar Exam Loan Information

    August 11, 2022

    Some lenders offer bar exam loans which are designed to assist graduating law students in their efforts to finance bar exam-related expenses such as exam…

  • Learn More About Student Loans

    August 11, 2022

    There’s more to know about student loans than the terms of a specific loan program.  The pages below will help you understand what’s involved in…

  • Step 3: Secure Your Student Loans

    August 11, 2022

    In this step you will: Determine the amount you want to borrow Three additional factors to consider before finalizing your loan amount Review your loan…

  • Truth in Lending Disclosures (TILA)

    August 10, 2022

    The federal Truth-in-Lending Act (TILA or Regulation Z), was created to protect students from predatory lending practices. This regulation requires lenders to provide borrowers with…

  • Past Outside Resources

    August 9, 2022

    The Student Financial Services Office maintains contact with organizations offering a wide variety of outside funding sources. We regularly post information about these on this…

  • Glossary of Loan Terminology

    August 9, 2022

    Acceleration Repayment of obligation that is sooner than originally contracted for. Accrued Interest Interest that is earned by the lender and payable by the borrower.

  • Computer Loan Budget Increase Request Process

    August 9, 2022

    As an HLS student you are allowed a LIPP-eligible budget increase for the purchase of a computer.  This increase is limited to a maximum amount…

  • Additional and Extraordinary Expenses

    August 9, 2022

    The standard student budget establishes the annual limit on financial aid (grants and loans from all sources) available to each student under ordinary circumstances and is…

  • Step 4: Resolve Your Account Balance and Access Funds for Living Expenses

    August 9, 2022

    This step addresses the first Harvard University student account notice that you will receive from the Student Accounts office. This page is designed to provide

  • Meet the SFS Staff

    August 9, 2022

    Our staff represents many years of commitment to education and student service! To help you get to know us a little better… Jill Barnhart Associate…

  • Contact SFS

    August 9, 2022

    The Student Financial Services Office houses the following programs: Financial Aid, The Low Income Protection Plan, and the Summer Funding Program, and oversees the collection…

  • Step 5: Update Your Financial Aid Eligibility

    August 8, 2022

    Overview and Timeline – Fall Review Process Every year, Student Financial Services conducts a fall review process to update each student’s financial aid eligibility. The…