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LIPP

  • Self-Employment

    August 1, 2022

    Graduates who start their own practice or are otherwise self-employed should consult with the LIPP staff about their situation and review the law-relatedness requirement for individuals working…

  • Public Service Venture Fund Recipients

    August 1, 2022

    Recipients of Public Service Venture Fund support are eligible for LIPP and their fellowship amount will be considered their base salary when calculating LIPP benefits…

  • LIPP: Private Sector Employment

    August 1, 2022

    Employment in the private sector is eligible for LIPP so long as the position is law-related. For purposes of LIPP “law-related” is defined as follows: The…

  • Ph.D. Participation

    August 1, 2022

    LIPP offers up to seven years of participation for J.D. graduates who are actively enrolled in a full time Ph.D. program, subject to the following…

  • Judicial Clerkships and LIPP

    August 1, 2022

    LIPP is not intended to cover most judicial clerkships, since graduates who serve as clerks usually proceed immediately to higher-paying positions.* Graduates moving into non-LIPP…

  • Delayed Starts and Firm Sponsored Fellowships

    August 1, 2022

    Graduates who accept full-time employment during a law firm deferral period may be eligible for LIPP assistance based on their type of employmenteligible borrowing,…

  • Mortgage Letters

    July 30, 2022

    LIPP participants often contact our office with concerns about qualifying for a mortgage. Their primary worry is that they will have difficulty getting approved for…

  • Additional Loan Repayment Assistance

    July 30, 2022

    There are several loan repayment assistance and cancellation programs available which can be used in conjunction with, or in lieu of, LIPP. The combination of…

  • Taxability of LIPP

    July 30, 2022

    LIPP assistance with respect to education loans should not be considered taxable income if the participant works for a government agency or a tax-exempt section…

  • Exiting LIPP

    July 30, 2022

    A LIPP participant can exit LIPP at any time, for any reason. Typically, a participant will exit LIPP because they have become ineligible due to…

  • Amount of LIPP Funding

    July 30, 2022

    To maximize LIPP eligibility we recommend all LIPP participants place their loans on a ten year repayment plan while they are receiving assistance. It is…

  • Assets in LIPP

    July 30, 2022

    Assets are considered in determining the amount of a LIPP subsidy for which a participant is eligible. Graduates will receive the following asset protection allowances:…

  • Parental Leave

    July 29, 2022

    LIPP will provide assistance during a parental leave of up to six months regardless of whether the leave is approved by an employer or the…

  • Marriage and Dependents in LIPP

    July 29, 2022

    Graduates who are in legally recognized marriages will be evaluated on the basis of either (1) their own income (if their spouse makes less than…

  • Participant Contribution

    July 29, 2022

    Student loan repayment is considered to be the financial priority of LIPP participants. Participants allocate, according to the Participant Contribution formula, a limited percentage of their…

  • Eligible Refinancing and Consolidation

    July 29, 2022

    Consolidation and refinancing can be a beneficial way to reduce the overall and monthly costs of your educational borrowing. For this reason, so long as…

  • Eligible Borrowing

    July 29, 2022

    LIPP Eligible Borrowing Eligible borrowing includes annual law school education loans certified by HLS Student Financial Services, up to the approved student financial aid budget minus…

  • Eligible Employment

    July 29, 2022

    LIPP is available for Harvard Law School JD Program graduates who work in any job for a government, public sector or academic organization (nonprofit only)…

  • LIPP Policies

    July 29, 2022

    LIPP policies are reviewed annually and are in place to ensure the equitable disbursement of funding. All aid programs described in this web site depend on…

  • Lender Certification Requirements

    July 28, 2022

    It is the responsibility of all applicants to provide an accurate record of their educational loan debt and annual repayment obligations. As part of the…

  • Document List for Those Exiting LIPP

    July 28, 2022

    Step 1: LIPP Online Application LIPP Online Application: The Online LIPP Application may be accessed via the SFS Self-Service Portal and can be saved and completed over multiple…

  • Document List for Renewing Participants

    July 28, 2022

    Before your LIPP award can be calculated and disbursed, we must have a complete application. A complete application includes the online application and ALL supporting…

  • Document List for New Participants

    July 27, 2022

    LIPP eligibility for new applicants is determined on a rolling basis. There is no deadline for new applications, although it is important to remember we…

  • Lender Contact Information

    July 27, 2022

    Below you will find links to the most common loan providers for LIPP participants. We have also included some tips for how to navigate their…

  • LIPP Processing Timeline

    July 27, 2022

    Many participants ask how long it will take to receive their funding once they have submitted their application. Generally we suggest participants anticipate receiving their…

  • Pre-Application Information Sheet

    July 27, 2022

    The LIPP Online Application may be accessed via the SFS Self-Service Portal which requires a Harvard Key. This Application allows you to save…

  • Frequently Asked Questions from New Graduates

    July 26, 2022

    Below are the questions we most often hear from graduates. We also recommend all 2022 graduates review the Application Guide for New Graduates and the Understanding

  • Application Guide for 2022 Graduates

    July 25, 2022

    Below is the who, what, when and how of applying for LIPP specific to 2022 graduates. We also recommend all 2022 graduates review the Frequently

  • Information for 2022 Graduates

    July 25, 2022

    LIPP applications for the class of 2022 will open in mid-October. To help ease the process of completing the first LIPP Application we have compiled…

  • Applying for LIPP

    July 15, 2022

    The LIPP application for the Class of 2022 will open in mid-October. Information for 2022 Graduates New applicants with LIPP-qualifying employment can enter the…

  • Low Income Protection Plan

    July 15, 2022

    Many Harvard Law School graduates choose to work in lower-paying public service or private sector positions. Given a significant educational debt burden, such choices might…