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SFS

  • Adjustment Due to Parent Circumstances

    August 12, 2022

    If your parent information is a consideration in the determination of your eligibility for need-based financial aid, and they experience a change to their circumstances…

  • Harvard Law School Loan Terms

    August 12, 2022

    Harvard Law School has a limited amount of its own loan funds.  These funds are typically awarded to students who qualify for HLS grant assistance, …

  • Student Resources from Assets

    August 11, 2022

    General Overview of Treatment of Assets Students should expect to contribute all of their personal assets toward their educational expenses over the course of their three-year legal…

  • How do I adjust my loan amount?

    August 11, 2022

    Loan Adjustments Adjustments to the amount you borrow can take place within certain guidelines.  To increase a loan simply complete a new loan application with the…

  • Step 2: Review Your Provisional Financial Aid Eligibility

    August 11, 2022

    Once we complete our review of your preliminary financial aid application, we will send notification to you via email (based on the Step 1 Target…

  • Financial Aid Terminology – Orientation

    August 11, 2022

    Here are a few orientation-related terms to understand. HLS Student Financial Services: we award financial aid to JD students, process student loans, monitor JD student…

  • Step 1: Complete Your Preliminary Application

    August 11, 2022

    The financial aid application opens after you are admitted to HLS. Incoming first-year students will receive an email from SFS once the application is ready.

  • Direct GradPLUS Loan Application Instructions

    August 11, 2022

    * Be certain to read this entire page of instructions prior to clicking the application link Personal Information FSA User name and password Permanent mailing…

  • What Every Graduate Should Know About LIPP!

    August 11, 2022

    We urge all students to become familiar with the LIPP program. While many students know at graduation that they want to apply for LIPP and…

  • Understanding Your Loans

    August 11, 2022

    Below is a summary of the general loan guidelines and repayment details. You should always refer to your promissory note and to your lender’s web site…

  • Repaying Your Student Loans

    August 11, 2022

    In order to begin repayment you first have to know what loans you have borrowed and to whom you will be making payments to. There…

  • Locating Your Borrowing History

    August 11, 2022

    How do I know what loans I have and who I’m supposed to repay? There are four resources for you: Your HLS Borrowing History

  • Borrower Benefits and Options

    August 11, 2022

    Your federal loans come with some built in benefits. Don’t be shy about using them in time of need. Loan Deferment Federal loan deferment is used…

  • 3L Student Loan Repayment Sessions

    August 11, 2022

    Every graduating J.D. student who has borrowed federal and/or private loans is required to have a 3L Student Loan Repayment meeting with representatives from Student…

  • Request a Federal Direct Unsubsidized Loan

    August 11, 2022

    Domestic Students who complete a FAFSA during the financial aid application process are automatically eligible for a Federal Direct Unsubsidized loan and will see it…

  • HLS Loans: Signing Instructions

    August 11, 2022

    Please note, you will need to wait for an email from WebmasterECSI before attempting to e-sign your HLS loans. Harvard uses a loan signing system for HLS

  • Bar Exam Loan Information

    August 11, 2022

    Some lenders offer bar exam loans which are designed to assist graduating law students in their efforts to finance bar exam-related expenses such as exam…

  • Learn More About Student Loans

    August 11, 2022

    There’s more to know about student loans than the terms of a specific loan program.  The pages below will help you understand what’s involved in…

  • Step 3: Secure Your Student Loans

    August 11, 2022

    In this step you will: Determine the amount you want to borrow Three additional factors to consider before finalizing your loan amount Review your loan…

  • Truth in Lending Disclosures (TILA)

    August 10, 2022

    The federal Truth-in-Lending Act (TILA or Regulation Z), was created to protect students from predatory lending practices. This regulation requires lenders to provide borrowers with…

  • Glossary of Loan Terminology

    August 9, 2022

    Acceleration Repayment of obligation that is sooner than originally contracted for. Accrued Interest Interest that is earned by the lender and payable by the borrower.