Every graduating J.D. student who has borrowed federal and/or private loans is required to have a 3L Student Loan Repayment meeting with representatives from Student Financial Services prior to graduation. These loan repayment sessions, often referred to as Exit Counseling, take place during the spring of your 3L year. If you have not yet attended one of our institutionally, federally, and ABA mandated loan repayment sessions, please review the list of available sessions and mark your calendar for the one that best fits your schedule.