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Student Account Examples FOR 2021-22

Example 1 Example 2 Example 3
Grant Recipient Full Budget Borrower Partial Budget Borrower
Total Financial Aid Package
HLS Grant Amount $67,720.00
HLS Loan Amount $10,000.00
Additional Borrowing from Federal or Private Lenders (Optional) $26,480.00 $104,200.00 $60,000.00
Annualized Aid Amount $104,200.00 $104,200.00 $60,000.00
Anticipated Financial Aid Scenarios (by semester – Fall and Spring)
All Student Loans $‭18,240 $52,100 $30,000
Grant $33,860 $0.00 $0.00
Total Anticipated Aid $52,100 $52,100 $30,000
Standard July Charges
Fall Tuition $33,860 $33,860 $33,860
UHS Student Health Fee $621 $621 $621
Student Health Insurance (HUSHP) $2,020 $2,020 $2,020
Total Charges $36,501 $36,501 $36,501
Fall Semester Result (Total Charges – Total Anticipated Aid) $15,599 Credit $15,599 Credit $6,501 Owed


  • Bear in mind that these are general examples to give you an idea of how anticipated financial aid and your fall charges interact on your student account.
  • The anticipated aid numbers also do not account for any potential fees if you chose to borrow an Unsubsidized Direct Loan or GradPLUS.
  • The student receiving a grant (Example 1) and the student who is a full budget borrower (Example 2) have elected to apply for the maximum student loan amount possible to bring them up to the set student budget of $104,200 and are eligible for a fall cash advance to cover living expenses.
  • In all these examples housing/rent was not addressed. If you will be living off-campus in housing not affiliated with Harvard University, you should expect to utilize your own personal resources and/or cash advance, if eligible, to pay off-campus rent. If you will be residing in a dormitory, your room will appear on your student account as a semester charge both in July and December. If you will be residing in Harvard Real Estate Services’ housing (HU Housing), your monthly rent will be billed to your student account. You must pay your rent charges on your student account each month.