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Student Financial Services allows Canadian students to use Canadian government, provincial and territorial loans and grants, as well as education lines of credit through Canadian banks, in order to finance their HLS education. All funding from all sources should be reported to our office each time new funding is secured. If you choose to apply for the Canadian government programs, it is important for you to start the application process early since it takes several weeks for your application to be processed. Because these loans and grants are not disbursed until the first day of classes, we will use the governmental aid as an anticipated credit towards your account notice for a defined amount of time.