The loan application deadline for returning students is April 1st of each year. Entering students begin the loan application process in early June of the year in which they are admitted.
Before applying for a loan, be sure to read:
Advantages of Federal Loans
How Do I Choose a Loan Program?
There are many lenders you can borrow through in order to finance your legal education. Harvard Law School, like all of Harvard University, has no financial interest in your choice of lender. Harvard University Code of Conduct
Potential LIPP applicants REMINDER: (From our “How Do I Choose a Loan Program?” page) You should consider the length of a private loan’s repayment term and contact the lender to ask about the possibility of formally shortening the repayment term to 10 years from the 15 or 20 year terms that are typically standard. LIPP only provides assistance on the ACTUAL required payment and, although not required, recommends that participants place all of their loans on 10 year repayment terms to maximize the LIPP benefits. Estimated payments will not be considered for LIPP purposes.
You’ll find it helpful to watch this six minute video on how to apply for supplemental educational loan funding.
Federal Direct GradPLUS Loan Application
Private Loans for Domestic Graduate and Professional Students
Private Loans for International Graduate and Professional Students
Canadian Student Loan Information (for Students from Canada only)
Loan Adjustment Link
If you are interested in decreasing a loan, please complete the following web form. We will contact the lender and return the funds for you. Keep in mind that once a disbursement is made there is a limited amount of time that funds can be returned without paying the fee and interest on the portion you are returning. Generally, federal loans (Stafford and GradPLUS) have a 120 day window in which you will not be charged fees or interest on the portion you request for return. Private lenders have a much shorted window of about 60 days, however, it depends on the lender. You should contact your lender to find out the exact number of days it will accept returned funds. Additionally, HLS grant recipients cannot reduce the amount of their base loan at any point during the academic year.
Loan Adjustment/Cancellation Form