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How do I know what loans I have and who I’m supposed to repay?

There are four resources for you:

  1. Your HLS Borrowing History Sheet (need Harvard email login). You may want to save a copy to your desktop.
  2. StudentAid.gov (need your Federal FSA username and password) – This site will show all of your FEDERAL loans (i.e. Perkins, Direct/Stafford, and Grad PLUS) from any institution through which you borrowed federal funds.
  3. Your credit reports which can be accessed by going to www.annualcreditreport.com  All three reports can be requested once per 12 months.
  4. Your promissory notes.