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How do I know what loans I have and who I’m supposed to repay?

There are four resources for you:

  1. Your HLS Borrowing Summary Sheet (need Harvard email login) – This data will only be available until June 30, 2016. You may want to save a copy to your desktop.
  2. The National Student Loan Data System (need your Federal FSA username and password) – This site will show all of your FEDERAL loans (i.e.Perkins, Stafford and GradPLUS) from any institution you borrowed federal funds through.
  3. Your credit reports which can be accessed by going to www.annualcreditreport.com  All three reports can be requested once per 12 months.
  4. Your promissory notes.