The Predatory Lending and Consumer Protection Clinical Seminar is a required component of a clinical placement in the Predatory Lending and Consumer Protection Clinic at the WilmerHale Legal Services Center. Students in this clinic defend against foreclosures and commence affirmative litigation against banking institutions, sub-prime lenders, servicers of loans, home improvement contractors, brokers and foreclosure rescue scam artists; and also represent consumers in Chapter 7 and Chapter 13 bankruptcies as well as in all facets of litigation on significant consumer issues, such as automobile financing, utility disputes, credit card, fair lending and fair credit reporting issues. The seminar introduces students to the substantive law germane to the clinic's areas of practice, offers training in the skills needed to effectively litigate, (such as depositions, motion drafting and oral argument) and provides the opportunity for students to think globally about their cases and to discuss the larger policy framework. In a series of "mini-rounds," held throughout the semester, students present their cases to their peers and garner feedback on how to best approach all aspects of their cases. This class closes with individual presentations by each student on a case, policy issue, or research topic. Students will be graded based upon their participation in class and their presentations.
A clinical practice component is required of all students. Enrollment is through clinical registration. Clinical placements are with the Predatory Lending and Consumer Protection Clinic at the WilmerHale Legal Services Center. Please refer to the Office of Clinical and Pro Bono Programs website for clinical registration dates, early add/drop deadlines, and other relevant information.